Credit cards are an essential companion for business owners.They are vital for making fast payments, placing orders and covering travel costs when necessary.And it is in recognition of this fact that the Chase Platinum Business Credit Card has emerged, providing benefits that small and medium sized businesses can find very worthwhile.There is no doubt that approval of a high credit limit can prove to be risky, but since the card is to benefit business, with expenses and invoices that need to be paid quickly and supplies to be sourced without delay, a limit of up to $35,000 is ample.Business owners know better than to spend wildly anyway.There is always reason to examine closely the factors that affect a card before getting one.But with a range of Chase cards that suit every lifestyle and business, there are great advantages to be enjoyed.What the Card Offers.There are a number of advantages to taking on a Chase Platinum Business Credit Card, advantages that not only give the cardholder a certain freedom but also provide a meaningful support when conducting business.Typical benefits include an introductory offer of 0% APR for the first 12 months on both purchases and balance transfers.There is also no annual fee, but with a credit limit of up to $35,000, the cardholder is given plenty of room to maneuver.Of course, the approval of a high credit limit can spell trouble if the card is not used wisely.However, another key benefit of this Chase credit card is that significant savings can be made on the purchase of business and office equipment.For example, as much as 20% can be saved on the cost of buying computers and office supplies.Factors to Consider.There are not many negatives to the Chase Platinum Business Credit Card, with the card clearly designed to encourage small business.It can help them to get off the ground by covering some of the start-up costs, or maintaining a flow of funds needed to keep the office running smoothly.The attraction of the card means that transferring balances from old credit card providers is to be expected.For some, it is the draw of getting approval of a high credit limit, but it is important to understand that transferring balances on other major cards will affect the credit balance, in much the same way as making a purchase.Also, Chase does not contact the old credit card company to notify that an account should be closed.That will need to be done by the holder of the new Chase credit card.Leaving it undone, can result in higher costs.Extra Benefits.There are other benefits to a Chase Platinum Business Credit Card that are worth noting.Though they may not make a hugely significant difference to the cardholder, they are certainly convenient to have.The card offers emergency and travel assistance, purchase protection and travel accident insurance.It means that business travelers are covered on the business journeys, something that can come in useful when on the road - or in most cases, in the air.There is no doubt that getting approval of a high credit limit can lead to financial pressure, but as with all credit cards, careful management can ensure a good future.And for business owners looking to invest in new computer equipment, this Chase credit card is ideal, allowing for cost-saving investment in necessary equipment.

Small business credit card debt relief is available using federal law to stop and defeat collection activities against you or your company.Threats of lawsuits against your business should be welcomed because most debt collection companies and their attorneys don't have a clue of what's in store when they encounter a knowledgeable business owner.For far too long ignorance of federal laws concerning debt collections has been used by some of the largest legal firms in the United States to run over people and small businesses to illegally take their money.Attorneys show up in court with nothing more than a name, address and the alleged amount owed.It is extremely rare for anyone to fight the system.There are two commonly used methods to collect alleged debt from people or businesses.First the feared debt collection phone call which is easily defeated with a simple recording device.Victims of abusive calls can easily take money from the callers and the companies they work for.Secondly the collection notice that goes unanswered is used as a court document showing the person or business did not bother with a response and therefore owes the debt.This is the pathetic state of affairs businesses face in the collection industries.Knowing just a few of the simplest things can lead to the case being dismissed if it ever gets to court.And properly answering a collection call can be worth astronomical amounts of money when played to a jury.It all stems from believing you owe and are therefore guilty.If you have a few moments you can learn the truth.To understand the nature of credit card debt use the search term "the gig is up - money, the Federal Reserve and you" for a mind-boggling ride through history that will leave you in a state of shock.This video seminar was presented at the University Of Colorado School Of Law.Business card debt is easily handled not by paying the account but by choosing not to pay the account at all which is a constitutional legal right.It all began when banks decided to throw money away like it was nothing which ended up with Congress debating about outlawing cards altogether.Use the search term "the Chicago debacle" to read about this absolutely amazing fraudulent scheme the banks came up with.Congress countered this card scheme by writing the Fair Debt Collection Practices Act so if you decided not to pay there were legal actions you can take against collectors to make them end up paying you.Many business owners are aware of the Practices Act and believe it only works for people but not a business.The Act works equally well for any business and here are just a few reasons why.Many business owners cosign card applications when their small corporations have no credit.Suppose you used a couple of corporate cards to buy a company vehicle and registered it in the business name.It's an easy matter to put a lien on the vehicle because your cosigner status on the card makes you the individual the financing company.Another reason is a corporate (paper) entity cannot speak so any collection call attempting to collect money from the business is answered by a live person who does have rights under the Collections Act.An abusive collections call where a collector is cursing a Corporation is indistinguishable from cursing the person the collector is talking to.Now that you understand there is no difference between abuses against a company or individual it's time to see what constitutes a violation.You can use the search term "FTC debt video" to see a sprinkling of violations.Collection calls must be recorded as legal proof of a violation.When answering a collection call it is extremely important to give the collector no information whatsoever other than your name and the business name.Never acknowledge a debt in any way.It's up to them to legally prove the business owes and not for you to prove the business doesn't owe.Never forget the collections industry operates just as fraudulently as do card companies.Collectors are nothing more than telemarketers trying to get a business to send them money.It is easy to reverse this process and have the collectors sending the business money instead.Collection calls for people carry a 90% violation rate according to recent studies so you can reasonably assume that business violations are very close.But it's an easy matter to make your violation rate 100%.Get all contact information from the collector and say something like the company's been waiting to find out how much it owes so we can send you a check.You'll hear disbelief in the collectors' voice as he genuinely believes he's found a willing victim.Then say something like I'm sorry Mr.Collector, the company has a disapproved list of frauds to never pay and you're at the top of the list.Get ready for multiple violations.Playing your recordings for his supervisor will get the account marked paid as agreed and playing it to a jury will become a windfall of cash.Written collection notices need only be answered with a demand for proof of debt and signed by the owner or company president.Because collectors have no proof they will sell your information to another collector and the entire process will start again with the harassing calls.You'll have another chance for big winnings when the cycle starts again.Your company could go through four or five cycles until the lowest of the junk debt buyers realizes is he's been had.Business credit card debt relief is easily obtained using federal law and you should never fear being attacked by the biggest law firms in the US.Any attorney that engages in the business of collecting a debt is by legal definition nothing more than a debt collector and some of the biggest collections lawsuits have been filed against them.They are unable to function in the real world so their practice is just as fraudulent as the card companies.